Real estate appraisal services for homeowners in the city of Dallas and Dallas County

Here are the top 7 reasons TX homeowners call on OB Residential Appraisals:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Dallas county's assessment of your property
To lower their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a TX divorce, when property needs to be divided
To determine the true market value of real estate in question to settle an estate in TX

Do you own a house in or near Dallas? Do you need help deciding the value of your real estate?
Contact OB Residential Appraisals.

We at OB Residential Appraisals understand the unique needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at OB Residential Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At OB Residential Appraisals, we're veterans in helping homeowners just like you rid yourselves of unwanted PMI insurance.

Challenging property tax assessments

Lets say you live in a local area that is declining -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. A professional appraisal from OB Residential Appraisals is your strongest weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your house is close to a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. OB Residential Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd prefer to have a professional double-check it for preciseness or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? OB Residential Appraisals can help you with that. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your property.